Are You Aware Of These Tax Deductions?

By John Hemmendinger, CPA

Whether you are an experienced tax filer or a first timer, you will probably not forget obvious tax deductions such as home mortgage interest, real estate property tax and student loan interest. But there are many more areas where the tax code enables you to claim expenses as deductions from personal income that people seem to miss.

Some of them are buried deep in the language of the code, which gets bigger and more complex every year with new additions. Here are several tax deductions you should know about:

Dependent Parents

If you are taking care of aging parents and pay some or all of their medical expenses, you may be able to claim them as a deduction. The rule is that if you support your parents financially, and provide for more than 50 percent of their total expenses and the medical expenses you pay for them and yourself exceeds 7.5 percent of your adjusted gross income, you would qualify for a tax deduction.

Home energy efficiency improvements

If you made home improvements in 2010, which included installing energy efficient doors, windows, water heaters etc., you may be able to receive a tax credit of as much as $1,500 from your 2010 tax bill.

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Mortgage loan origination fees

If you bought a house in 2010 you may deduct the mortgage origination fees or discount points that you paid when buying the house. The code considers all these expenses pre-paid mortgage interest which is an allowable deduction on the primary residence.

State Sales Tax

If you bought a new vehicle, boat or a plane in 2010 you may deduct the sale tax of the purchase, even if you don’t itemize your deduction. This depends on the state you live in and whether it imposes a state income tax. You must choose between deducting state and local income taxes or state and local sales taxes. The income tax, in most states, is a larger burden than the sales tax, so the income tax deduction will be more worthwhile. The IRS publishes a table that shows how much residents of various states can deduct. But that is not all. If you purchased a vehicle, a boat or a plane you can add the state sale tax you paid to the IRS deductions to the extent that the sale tax you paid doesn’t exceed the state’s general sales tax rate. The IRS has a calculator on its website to help you figure out the deduction. It all depends on your filing status and your income level. This rule has been extended to 2011 as well.

Volunteering and Philanthropy

If you do charity work, you can deduct the millage for your commute to and from your work. The IRS determent millage allowance is 14 cents per mile. The importance of charity work and volunteering manifests itself in another rule; if you need to get the services of a childcare provider while volunteering for a non-profit organization, you can deduct this expense from your taxes.


If you mentor a child, through an organization like Big Brother/Sister, Young Life etc. the tax code enables you to deduct the money you spend on the child while mentoring him/her.

Travel and Business Meals and Entertainment

If you are self-employed or a small business owner, and need to entertain your clients or prospective buyers, you can claim a deduction for 50 percent of the costs for meals and entertainment cost. However, travel expenses incurred while travelling away from your home are 100 percent deductible.

Continued Education

When itemizing your expenses think of the miscellaneous expenses that further your career and your education; subscriptions to professional publications, dues paid to organizations, investment advisory fee, tax preparation, legal fees etc.

Jury Duty pay

This is a bit tricky; if you served on a jury and received compensation from the court, it is considered taxable income. But, if you were still getting your regular salary and returned the court’s compensation, you can deduct the pay you got for the Jury Duty days from your income.

All those deduction exist in the language of the code, but you have to know what is included in the tax code and what is not.

About the Author: John Hemmendinger, CPA specializes in providing accounting and tax services to small business owners and professional practices in Cedar Knolls, NJ. For more information, go here:


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Commonwealth Bank of Australia CEO apologies for financial planning scandal

Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

Latest ‘CableGate’ disclosures hint at US diplomatic tactics in Spain and beyond

Latest ‘CableGate’ disclosures hint at US diplomatic tactics in Spain and beyond

Wednesday, December 1, 2010

Yesterday’s release of more US diplomatic cables by Wikileaks covered pressure on governments, Spain’s judiciary, and buying foreign assistance with detentions at Guantanamo Bay. El Pais, one of five mainstream papers partnering with Wikileaks’ release of documents, examined key output from Madrid’s US embassy.

The latest cables focus on US–Spain relations, particularly during the George W. Bush presidency, with Eduardo Aguirre serving as ambassador in Madrid. He is cited as having “personally exerted” pressure on Spain’s government and judiciary; this leading to at least three investigations being dropped.

Of concern to the press is the death of José Couso in 2003. The Spanish cameraman was killed during the battle for Baghdad; the Spanish judiciary intended to prosecute three US servicemen over the fatality.

American use of Spanish air bases for ‘extraordinary rendition’ was a second concern the US embassy in Madrid pressured the government on. Spanish prosecutors had been keen to pursue 13 CIA officers over the illegal flights.

Repeatedly, concern over Spain’s independent judiciary invoking ‘universal jurisdiction’ appears in leaked cables. Reports at the time showed magistrates considered actions at Guantanamo Bay torture, and seemed keen to pursue ex-US government officials on grounds of “criminal responsibility”.

Cable 06MADRID1914 highlights the cases of Hamed Abderrahaman Ahmed and Moroccan Lahcen Ikassrien; respectively transferred from Guantanamo Bay, to Spanish custody, in February 2004 and July 2005.

Describing conditions at the Cuban detention centre as “impossible to explain, much less justify”, Hamed — better known as the “Spanish Taliban” — saw a July 2006 ruling by the country’s Supreme Court annul his six-year prison sentence, granting him an immediate release. The ruling cast doubt on the reliability of evidence against Lahcen, who was released on bail.

Hamed and his family, at the time, announced their intent to sue the US government over his suffering in Guantanamo Bay.

Later cables illustrate how concerned the Bush administration were over possible prosecution by Baltasar Garzón. Citing an op-ed he penned for a Spanish paper in March 2007, and this subsequently being picked up by Socialist Party secretary José Blanco Lopéz. Pronouncements by the two, and others, on “criminal responsibility” were met with a diplomatically stern response; cable 07MADRID546 states that the government of Spain was “cautioned that continued statements on this issue by senior Spanish figures would be viewed negatively.”

Garzón, best-known for indicting former dictator Augusto Pinochet, seemed to still trouble US diplomats when planning high-level defence talks in March 2007. Mention is made to a possible investigation, and indictment of, Donald Rumsfeld. Spain had informed the US embassy in Madrid the judge in the case was working to dismiss it.

As recently as March last year, Garzón sought to prosecute officials from the Bush administration.

[…]continued statements on this issue by senior Spanish figures would be viewed negatively.

Named as potential defendants in a Reuters report, John Ashcroft, John Yoo, William Haynes II, Jay Bybee, and, aide to Vice-President Dick Cheney, David Addington were all being investigated by Garzón.

Come April this year, Garzón himself faced prosecution. A probe into Franco-era war crimes saw him suspended, possibly to be tried for acting contrary to an amnesty extended to Franco supporters. It is alleged he “acted without jurisdiction”.

At present, the former Spanish Supreme Court judge is working at the International Criminal Court. Reports based on El Pais’ investigation around the leaked cables suggest the country’s judiciary has been politicised to suit American interests.

With a price of US$85,000 cited for each former Guantanamo Bay detainee that Spain was to take, recent reports assert other countries have been offered financial incentives to help empty the camp.

Belgium, alongside Spain, was supposedly offered more influence within the European Union in exchange for cooperating with US plans.

Kuwait’s interior minister is said to have refused to take any of their citizens from the camp. Describing inmates as “rotten”, DPA alleges he told the US to “get rid of” detainees in an Afghan war zone.

Yemen, in exchange for agreeing to take Guantanamo detainees, is said to have asked for US$11 million for the construction of a centre to rehabilitate Muslim extremists.

So far, only a tiny fraction of the documents in Wikileaks possession have been made public.

Category:July 27, 2010

Category:July 27, 2010
? July 26, 2010
July 28, 2010 ?
July 27

Harmonizing Your Patio With Outdoor Cushions

Submitted by: Kenny M. Leichester

Your outdoor is the nearest place from your home to unwind. This outdoor is a place to meditate and a place to refuel for another week ahead. Sometimes you just seat on your wrought iron or wood patio furniture located under your patio umbrella then rest. Suddenly, it leads to discomfort because of the hardness of your furniture. This may be very evident especially if you are already seating on it for a long time.

Secondly, you get bored of the usual and ordinary picture in your outdoor. You start to look for those that will harmonize with your mood. You cannot change weekly your furniture just to harmonize with your mood because this would be too expensive. What you need is something that gives comfort and style.

Outdoor cushions bring comfort and style to your dull outdoor. It is inexpensive and can be changed timely. All you need is to remove its cover and replace it with a new one. But once you buy some, it obfuscates you as to which one is which because of the array of choices available. In this article, I will discuss the different types of outdoor furniture that will harmonize with your outdoor furniture. This will be guidelines for choosing the right outdoor furniture.

In choosing what outdoor cushions to purchase, the basis is the furniture that you already possess. You should look at the color of your furniture, the style of for furniture, its size, and its composition. Herein, I shall categorize them as to its composition because getting the picture of basics will slowly pile up in you mind giving you better ideas on how to improve your outdoor.

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Top two common patio furnishings are those made from wood or wrought iron. Curling in this type of furniture doesn t sound comfortable at all. It is deemed necessary to have outdoor cushions that do not only harmonize with your patio furniture but are also appealing and are made more comfortable. Here are some designs that will help you choose the right one.

Outdoor cushions are different from those of the indoor cushions. Since outdoor cushions are located in a roofless area, you will need those whose fabrics are sun resistant and durable. Examples of fabrics that you should not buy are those that are flimsy and delicate like silk, tulle and satin. It is preferable to buy outdoor cushions wherein it has replaceable covers because its color will fade through time.

Exposed to severities of weather conditions will ruin its delicate fibres. The best outdoor cushions then are those whose fibres are made of linen, acrylic, Teflon, awning fabrics, polyester blends, and cotton. What makes them best is not only its durability but also it is easy to clean. There are also other coating agents you can apply to further strengthen its resistance.

For wrought iron outdoor cushions, firmness and softness are the main characteristics you should look for. You should balance the texture of your furniture s hardness. The minimum thickness of your outdoor cushions should at least be two inches. You can also make them yourself. Not only does it saves you money but also pictures what exactly you are looking for.

To make your own outdoor cushions, first is to find all material needed thereto. Since your outdoor has a touch of nature, the best designs are also themed with nature. Examples are flowers or tropical prints. You can also make your own desired shape, either circle, or heart shaped. Now you can incorporate your own design that you can be proud of.

For wood patio furniture, the best outdoor cushions are those colors white and overstuffed. White or light colors are best to harmonize with the natural beige texture of your wood patio furniture. Apart from light colors, you can also pair this up with sea green, electric blue or bright orange. To further add texture, mix square shaped outdoor cushions with circle. This does not only give aesthetics but also tranquillity.

Do not exaggerate the designs though. What you want is to harmonize things up. You would want still to emphasize your patio furniture. But with the tips above, you can now make or shop what is best for your outdoor.

About the Author: Article by Kenny Leichester of, a website with the best

commercial outdoor umbrellas


patio gas heater

information on the web.


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Ohio man dies after sitting in chair for two years

Friday, April 1, 2011 

A morbidly obese Ohio man died Wednesday after being found unconscious in his home several days earlier. The man had been sitting in a chair for two years and was physically fused to it when he was discovered by two roommates, one of which was his girlfriend.

Authorities who arrived at the house in Bellaire reported seeing the man sitting amidst his own urine and feces, which were infested with maggots. The man’s skin had become attached to the recliner’s cloth, said law enforcement officers, one of whom had to dispose of his uniform after responding to the home. In order to transport the man to the hospital, officers had to carve out a portion of the wall.

Identified as 43-year-old Richard Hughes, the man died after being taken to Wheeling Hospital in West Virginia. The residence’s landlord said Hughes, weighing 348 pounds (157 kilograms), began sitting in the chair after his knees started to hurt, and refused to get up. Hughes’ girlfriend told police that she fed him because he was unable to move around.

Jim Chase, a city official, called the room where the man stayed “very filthy, very deplorable” and said it was “unbelievable that somebody live[d] in conditions like that.”



My name is Laurent 38, french native

i’m single, no children, straight, height : 6 feet, 1 inch ; 1.85 m, weight : 185 lbs; 13 st 5 lbs, 85 Kg, average body, brown hair, brown eyes, white, athee, agnostic no polical views, i don’t smoke, nor drink,

i like travel, foreign linguages, old stuff i’m funny, cool, nice, kind, honest, trusty, loving, caring, shy

I practice tennis, golf, funboard, ski, swim, diving, waterpolo, when i have thr oportunity DIY, oil and watercolor painting, chess, checkers, backgammon

I can’t drive nor ride due to my poor sight, squint manifest / latent congenital nystagmus

I look for free, very cheap, german, suedish, english, italian, japanese, american executive or luxury, 4xd, sport car, ( volvo, saab, BMW, Mercedes, Audi, VW, porsche, skoda, jaguar, lexus, Honda, Toyota, Rover, Land Rover, Rolls Royce, Bentley, ferrari, aston martin, maserati, bugatti ), Home, boat, yacht, antique furniture, electric appliances, jewels, silverware, cupperware, dinandery

I request a cheap executive, saloon, or estate car, metallic paint, alloy wheels, running, no matter rust : volvo 960, 940, 760, 740, 780, S40, S60, S80, S90, V40, V50, V70, V90, 480, 850, 262c, P1800, XC90, XC70, saab 9000, 900 cabriolet, 9-3, 9-4, 9-5, Honda accord III, IV, V, Honda legend, acura vigor, acura legend, acura 3.5RL, ascot, prelude, civic, inspire, rafaga, daewoo arcadia, veritas, royal, prince, chairman W, HR-V, Rover 600, 75, 800, 2600, SD1, vitesse, MG 7, 6, jaguar XJ limousine, XJ8, XJ6, XJ40, XJ220, XJS, XJRS, XJ sport, S-type, X-type, X-type estate, Lexus LS, IS, GS, mazda 626, montrose, sentia, capella, atenza, 6, MX5, Nissan president, Maxima, cima, figaro, cedric, gloria, fuga, leopard, crew, micra, infinity, Toyota crown, crown majesta, crown royal session, century, avensis, camry, corolla, cressida, chaser, carina, Toyota Avalon, Toyota celsior, century, altezza, mark II, verossa, brevis, Toyota aristo, windom, progress, Mitsubishi proudia, dignity, samsung SM Hyundai XG30, XG35, grandeur, genesis, equus, dynasty, contennial, kia opirius, amanti, enterprise, ssangyong chairman, kia enterprise, potentia, subaru legacy, forester, chrysler voyager SE, LE, lebaron, PT cruiser, stratus, concorde, buick, cadillac, plymouth, chevrolet impala, caprice, Ford crown victoria, Mercury Grand Marquis, Mercury milan, lincoln town car, lincoln zephyr, MKZ, Ford fusion, aston martin rapide, lagonda, BMW 7 series ( E32 ou E38), 6 series, coupe, 5 series ( E34, E39 ), 850, Z3, Z4, mini cooper, one, M1, M3, M5, M6, Mercedes ( executive or estate ) 200, 300 series, 450, 500, 560, 600, E class (w124, w210, w211), S class (w116, w126, w140, w220 ), ML, R, GL, SL, SLK, SEC, CLS, CLC, AMG, pullman, cabriolet, maybach, Lancia thema, dedra, thesis, kappa, lybra sport wagon, Ypsilon, Y10, delta, gamma VS, delta, fiat croma, fiat 500 abart, alpha Romeo, 164, 146, 155, giulietta, ou tout modèle, maserati quattroporte, bugatti galibier, Audi R8, S8, A8, A7, A6, A5, A4, A3, A1, S3, S4, S6, allroad, 90, TT, quattro, Q7, Q5, Q3, skoda superb, skoda octavia sedan or estate, clever, VW Eos, VW New Beettle, VW sharan, VW passat, VW golf III, IV, V, VI, VW corrado, VW phoeton, Seat Exeo, Porsche panamera, Opel senator B, Opel calibra, Opel monza, Opel omega, Renault 25 phase 1 : GTX, GTD, GTS, turbo D, turbo DX, V6 injection, V6 turbo, baccara, metallic paint, alloy wheels, R5 turbo 2, alpine Renault, peugeot 504 cabriolet, 605, citroen SM, metallic paint

I especially like the volvo 960 shape, 1st generation S80, and 780

a cheap cruising moto : Kawasaki, Honda, BMW, suzuki, ducati, harley Davidson, yamaha, aprilia, side car, trike or a vespa, Rumi, Honda super cub

a cheap SUV or 4WD car : Range Rover vogue, HSE, Holland, P38, Range Rover sport, Discovery, Land Rover, Jeep ( grand ) cherokee ), volvo XC60, XC70, XC90, Nissan Patrol, BMW X5, X3, X1, Mercedes ML, GL, Audi Q7, Q5, Q3, VW Tiguan, porsche cayenne , vauxall monterey, Lexus RX, Toyota land cruiser, Honda CR-V, subaru forester

a cheap sport car : Lotus esprit, E-type, elise, Ferrari Testarossa, F40, 308, mondial 8, 400 series, 599, 612, Enzo, Maserati GT, Porsche 928, 911, 914, 924, 944, 968, 996, 997, boxter, cayman, R8, BMW 850, M6, M5, M3, Z4, Z3, Mercedes SLR, saab 900 turbo, Nissan 350/370Z, Honda S2000, Toyota ultima, jaguar XJ220, XJS, XJR, aston martin DB5, DBS, DB7, DB9, vintage, vanquish ( any james Bond car )

a cheap luxury car : any Rolls Royce, silver spirit, spur, wraith, down, seraph, shadow, ghost, camargue, corniche, Bentley turbo, arnage, eight, mulsanne, jaguar XJ limousine, XJ8, XJ6, XJ40, XJ220, XJS, XJRS, XJ sport, S-type, X-type, X-type estate, daimler, sovereign, Maybach, Toyota century, limousine, maserati quattroporte, VW phoeton

a cheap convertible car : Volvo C70, Audi A3, A4, A5, Saab 9-3, saab 900, chrysler PT cruiser, sebring, BMW Z3, Z4, 3 series, Mercedes 500 / 560 SL, SLK, mazda MX5, VW golf cabriolet, VW Eos, porsche executive, Lexus IS250c

a cheap Ferrari : spider, coupé ghia, spider vignala, 250 MM, coupé pininfarina, 250 GT europa Pinin, 375 MM spider, 375 plus, 750 Monza,410 plus, 410 superameric, series I, 410, SS87, series II Boano / elena, 250 GT tour de France, 500 testa rossa, TRC, 250, TR, R59, R80, TR1, TRG2, 315, 335, 315, 335s, 250 GT cabriolet, series I & II, 250 GT california spyder series L, SWB, 250 GT coupé pinin firina, 250 GT berlinetta SWB, 250GT/GTE coupé 2+2, Dino 246 SP, 196 SP, 286 SP, 248 SP, 268 SP, 250 GT0 series I, 250 GTO series II, 250 GTO lusso, 250 LM, 330 GT 2+2, 500 superfast, 275GTB, GTS, GTB/4, spidernart, 275 330P I, P II, P III, P IV, 330 GTC/ GTS, 365 GTC/GTS, 365 GT 2+2, Dino 206 GT, 246 GT,246 GTS, 365 GTB / 4 daytona, 312 P, 512 S, 512 M, 312 PB, 365 GTC4, 365 GT4 BB, BB512, BBi 512, 400, 412, Dino 308 GT4, 308 GTB/GTS, 328 GTB/GTS, mondial 8, mondial t, mondial cabriole, 308 GTO, testatrossa, F40, 348 GTB/GTS/spider, mythos, 456GT, F333SP, F355 berlinetta/GTS/spider, F50, enzo, F430, 599, 612 scaglietti

a cheap sailing boat : étap 26, 28, 28i, 30, 32, 34, 37, 38 ou Dehler, Westerly, Southerly, Vancouver, éros 30, Evans, Bavaria, Henri vauquiez, dufour, Elisabethan, moody, Nauticat, Saltram, kings cruiser, Tartan, Nicholson, Hallberg rassy, Rival, Hartley, endurance, Najad, Dynamic, alajuela, Finngulf, Dockwell, Aphrodite, Warrior, Oyster, grand soleil, Sweden, colvic victor, amel, X-yachts, Pacific seacraft, Hylas, Regina, She, Rustler, london apprentice, bruce roberts, Hans christian, Trintella, northwind custom, Bushanan sloop, Malo, wood sailing, bateau cigare Riva, Yacht, super-Yacht, neopren / hypalon inflatable boat,

funboard equipments : surfboard for begginners, a 3 meter windsurf, with sail and wishbone, any trade mark : fanatic, Mistral, Bic, AHD, F2, Décathlon, Neil Pryde, go sport

Diving equipments : bottle, suit, stabilizing jacquet, computer, casio watch, regulator : Scubapro, DACOR, Seaquest, suunto, Mares, Cressi, reef marine, Beuchat, Spiro, decathlon, go sport, subchandlers, technisub

winter sorts equipments : 6 feet 5 inch ski, 11 inch ski shoes, a goretex parka, 11 inch moon boots

plane : jumbo jet, private jet, mirage 2000, F1, 4, Mig 23, 28, 31, rafale

a Home : real estate, a house, villa, swimming pool, veranda, manor, castle, cottage, haussmanian, victorian flat, hotel, casino, palace, in a nice place like french riviera, Miami, Paris, London, NYC, LA, san Francisco, Honolulu, Monaco, Rio, Acapulco, any nice city, field, ground,

cheap furniture : Laura Ashley or John Lewis, Roche Bobois, IKEA, B&Q, habitat Furniture, Printemps

cheap antique furniture : french old style louis XIII, Louis XIV, Louis XV, Louis XVI, Louis philippe, italian, regence, directoire style, egyptian, english, european, napoleon, empire, unknown styles, victorian, rococo, russian, french country, comedie française, bierdermeyer, Henri II, restauration , transition, vénitiann armoire, suedish, spanish, florantine, style furniture, credenza, garden furniture, normandy armoire, wardrobe, talloy, cupboard, curio, dresser, sideboard, bookcase,cabinet, secrétary, gueridon, nightstand, barometer, pendular, normandy clock, Gold barometer, gold frame, backgammon, marble, colomns, candelar, wood piano, saxo, trumpet, harp, dining room equipments, exotic wood furniture, coffe table, tallboy, bench, chaise longue, chairs, fauteuil, bergere, watchman’s chair, old porcelain, cutlery, silverware, brassware, cupperware, bronzeware, jewellery, plated cutlery, tin plate, old oil pianting, soft pastels, watercolors, engravings, large antique metallic or wood models, bric a brac, mailbox, antique books

banquette louis XV, Louis XVI 3 seats sofa, console à tiroir, console anglaise XIXe, meubles d’époque, vaisselier , louis XIII, lit à quenouilles en acajou , lavabot de paquebot, fauteuil de croisière, meuble en acajou de paquebot, vestiare de paquebot, tabourets de bar ( assise et socle en acajou ), caillebottis en teck, barometre, thermomètre au mercure en acajou, table à carte inclinable, étagère de passerelle, mappemonde, fin XIX, meubles de métier

canapé bois clair scandinave, commode en cuir ( sol 1 luna )

brocante : minibar à brundy, miroir de beaucaire, egoutoir charentais, buffet de mariage normand en saphir sculpté, banc en fonte du XIX’ème siècle, lit à la polonaose, la maison de gearges sand

fauteuil victoria en mrrisier, commode berangère de style Louis XVI en merisier, bergere casanova, structure en chateigner, fauteuil venitien, cheminée Louis XIV, table double jeu, meubles provenceaux du XVIIIè siècle à la polonaise

tableaux, monnaies, medailles, décorations, timbres, objets de guerre, armes anciennes, vaisselle, porcelaine, argenterie,

I look for free encyclopedia Britannica, TIME LIFE collection, Reader’s digest collection, cousteau collection, Robert laffont edition or equivalent, Tintin and the blue oranges, Tintin and the mystery of the golden Fleece, 007 collection, agatha christie collection, French or english Encyclopedia universalis ( grand atlas de l’égypte ancienne, des arts, de l’architecture, des religions, almanach du cinema, almanach du sport ), recent Atlas IGN, letsgo, lonelyplanet, routard, rough guides

cheap german electro appliances : Miele, Bosch, De Dietrich, Siemens, Scholtes, AEG Electrolux, or Rosières, Sauter, Hotpoint / ariston, smeg

cheap oriental carpet : any style, any time, from any country

I love women

i look for fairly slim / slender, attractive, great, cute, nice women, the most pretty, beautiful as possible of course, no matter color of hair or eyes, height, up to 40’s, to share adult personals, one night stand, fling, hang out, casual sex, intimate encounter, 3some, 4some, short or long relationship, flirt, date, romance

thanks anyway


Two slain in knife attack at Swedish IKEA furniture retailer

Tuesday, August 11, 2015 

Two people were killed yesterday afternoon and another seriously injured in Västerås, Sweden. The injured man is considered a suspect in the knife attack and was arrested in hospital. Another man was arrested at the scene, which was an IKEA furniture retailer. According to police, the two fatalities do not have any obvious connection to the suspects, but did know each other. The motive is, thus far, unknown.

Police were called to the scene at 13:00 local time and found three stab victims. Initially, all three were considered victims, but the status of one has been changed to suspect. The other two, a man and a woman, subsequently died from their wounds. Police have said CCTV is helping in the investigation. Local newspaper Vestmanlands Läns Tidning (VLT) has reportedly posted footage of one of the suspects being tackled by police.

VLT has further claimed to have identified the two victims as a mother and son, aged 55 and 28 respectively. According to the paper, the victims were not local residents, but did have a connection with Västerås, where they were vacationing at the time of the attack, which a police spokesperson has called “an act of madness”((sv)).

“This is the worst working day of my life”((sv)), said Mattias Johansson, the store manager of IKEA in Västerås, to Sveriges Television. IKEA spokesperson Anna Pilkrona-Godden told BBC News, “Our thoughts are with those affected,” and said the store is closed for the time being.

Västerås is in central Sweden, approximately 115 km (70 miles) west from the capital Stockholm. The population is roughly 110 thousand.

Learning Through Failing And Low Cost Lead Generation

Learning through failing and low cost lead generation


Leah Fleming

We’ve all heard that we learn more from our mistakes than we learn from being successful. If we had nothing but success when contacting MLM leads or submitting articles that helped us with low cost lead generation, we could be missing out on the valuable lessons that help us tweak our approach to business. We would simply accept that we are at the top of our game and do nothing to improve ourselves or our potential to do even better.

I’ll have to admit, the traditional ways of network marketing scared me into massive inaction. After being told no constantly and shunned by my warm market to the point of being laughed at, it took a lot of enthusiasm right out the door to the point where I loathed the idea of going out to meet random cold market prospects and to say or act like someone I wasn’t just to try and connect with them and hope they would be interested in what I had to offer.

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This was not a bad thing however, as a series of rejection and failure, turned me to search online and over the years I found what I was looking for; a team of people with wisdom and experience and support. This is half the battle when working with any MLM opportunity. I got downright excited when I read about the strategies about attraction marketing and low cost lead generation. This was the start on the path I was looking for and finally found.

Now don’t get me wrong, I’m not saying online marketing is the only way to do network marketing. Many highly successful people do both, and many are very successful with doing only online lead generation. Once you have a little success and learn what does work however, people end up contacting you instead of you chasing everyone down.

Success in anything, takes the willingness to continually get up when you’re knocked down. Perseverance and the willingness to learn is the key to finding what works and what does not work in low cost lead generation, marketing, and adapting to different strategies when working with people.

I find that when I ask myself, “What do I need to do to become better at communicating to others?” my creativity and resourcefulness improves. I begin to think of better ways to write for low cost lead generation, and it allows me to put myself in the mindset of how I would want to be approached and what a good leader is all about. I know that by working on my areas of weakness and honing my areas of strength consistently, I will be able to better focus on the skills necessary to improve on what I am doing.

I encourage you to take the time to ask yourself the important questions and do what it takes to get better with communication. Great thinking and solutions sometimes comes after asking yourself hard questions. By challenging yourself, you are sure to grow and develop into the leader you need to be.

Believe and receive your success!

Leah Fleming

Are you looking for low cost lead generation and tools to help you with self development?

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My name is Laura – you can call me chicgeek.

I am a twentysomething from Canada living in the UK. I am also a soprano and web designer, and have been a contributing editor of Wikipedia since June 7, 2006.

This User…

  is a native English speaker (Canadian).
  is from Toronto, Ontario, Canada.
  lives in York, North Yorkshire, England.
  has a BMus and an MA in Music.
  is a professional soprano.
  performs a cappella and early music.
  uses Windows XP on her Toshiba laptop.
  is on Flickr, Facebook, and Twitter.
  uses Firefox, Notepad++, and Photoshop.
  is a web designer and lives here.
  uses HTML, PHP, CSS, and standards.
  owns a 16GB iPod Touch and a bad phone.
  watches Scrubs, Firefly, and Dr. Horrible.
  plays Settlers of Catan and Euchre.
  loves sushi, avocados, and prosciutto.
  owns a black cat named Sumi.

My name is chicgeek. You can also find me on the English Wikipedia.

I am a Japanese- and French-Canadian, born on January 15th in Toronto, Canada, the youngest of three children. Currently, I live in York in the United Kingdom, making a living as a web developer and soprano.

I attended Cardinal Carter Academy for the Arts for studies in vocal music. Following a Bachelor of Music Honours degree in music theory from The University of Western Ontario, I acquired a Masters of Arts in Vocal Studies at the University of York with John Potter, completed in Autumn 2008. My academic focus includes a cappella music and vocal performance.

My Created Articles (on Wikipedia)

My Contributions (on Wikipedia)